1. Where the insured amount is lower than the insured value, the insurer shall indemnify in the proportion that the insured amount bears to the insured value. 保险金额低于保险价值的，在保险标的发生部分损失时，保险人按照保险金额与保价值的比例负赔偿责任。
2. Where the insured amount is lower than the insured value, the insurer shall indemnify in the proportion that the insured amount bears to the insured value. 保险金额低于保险价值的，在保险标的发生部分损失时，保险人按照保险金额与保价值的比例负赔偿责任。
3. If the insured amount of double insurance exceeds the insured value, the total amount of compensation made by all insurers shall not exceed the insured value. 重复保险的保险金额总和超过保险价值的，各保险人的赔偿金额的总和不得超过保险价值。
4. If the insured amount of double insurance exceeds the insured value, the total amount of compensation made by all insurers shall not exceed the insured value. 重复保险的保险金额总和超过保险价值的，各保险人的赔偿金额的总和不得超过保险价值。
5. In the case of under-insurance, the insurer shall acquire the right to the subject matter insured in the proportion that the insured amount bears to the insured value. 但是，在不足额保险情况下，保险人按照保险金额与保险价值的比例取得对保险标的的部分权利。
网络释义
insured person 被保人;
受保人;
disappearance of insured person 承保人的失踪;
a person with high aspirations and determination an observant and conscientious person 有心人;
Healthy person accompanying sick person 陪伴病人的健康者;
The virus is easily transmittable from person to person 病毒很容易在人与人之间传播;
