1. What are your procedures for follow-up and collection of delinquent accounts? 对于跟踪和收取逾期帐款是采取何种处理程序的？
2. Any effort to re-educate and reform the delinquent individual will consist very largely in finding for him an environment, a group. 为了改造和再教育犯罪分子所作的任何努力，范围很大，包括给他创造一个环境、一个群体。
3. As of March 31, 24% of loans modified or re-aged since January 2007 were more than 60 days delinquent again, and 3% had already been written off. 截至3月31日，自2007年1月以来修订或改期的贷款有24%再次出现拖欠60天以上的情况，其中有3%已经冲销。
英英解释
n.
1. a young offender
2. guilty of a minor misdeed
3. failing in what duty requires
4. persistently bad
5. past due; not paid at the scheduled time
